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How Long Do You Have to File a Property Insurance Claim in Florida?

How Long Do You Have to File a Property Insurance Claim in Florida?

by Content Team | Jul 24, 2026 | Insurance

Quick Answer: In Florida, you generally have 1 year from the date of loss to give notice of a new or reopened property insurance claim, and 18 months for a supplemental claim, under Florida Statute 627.70132. For weather events, the date of loss is tied to when the...
What Is a Supplemental Insurance Claim, and When Should You File One in Florida?

What Is a Supplemental Insurance Claim, and When Should You File One in Florida?

by Content Team | Jul 17, 2026 | Insurance

Quick Answer: A supplemental claim is an additional claim for damage or costs not included in your original settlement — for example, hidden damage discovered during repairs. In Florida, a supplemental property claim generally must be filed within 18 months of the...
How Do Insurance Companies Decide How Much Your Claim Is Worth?

How Do Insurance Companies Decide How Much Your Claim Is Worth?

by Content Team | Jun 25, 2026 | Insurance

How Insurance Companies Determine the Value of a Property Damage Claim When you file a property damage insurance claim, your insurer does not simply write you a check for whatever repairs cost. There is a defined — and imperfect — process that determines what they...
What Does an Insurance Company Look for When Inspecting a Storm Damage Claim?

What Does an Insurance Company Look for When Inspecting a Storm Damage Claim?

by Content Team | Jun 22, 2026 | Insurance

What Insurance Adjusters Look for During a Storm Damage Inspection When an insurance company sends an adjuster to inspect your storm-damaged property, that adjuster arrives with a specific set of objectives, a trained eye for particular details, and an internal...
What Should I Do Immediately After Storm Damage to My Home in Tennessee?

What Should I Do Immediately After Storm Damage to My Home in Tennessee?

by Content Team | Jun 15, 2026 | Insurance

What to Do After Storm Damage to Your Tennessee Home A severe storm has just passed and your Tennessee home has sustained damage. The decisions you make in the next 24 to 48 hours have a direct and lasting impact on your insurance claim — how much you recover, how...
Does Homeowners Insurance Cover Water Damage From a Burst Pipe in Florida?

Does Homeowners Insurance Cover Water Damage From a Burst Pipe in Florida?

by Content Team | Jun 11, 2026 | Insurance

Does Florida Homeowners Insurance Cover Burst Pipe Water Damage? Yes — with important conditions. Homeowners insurance in Florida covers water damage from a burst pipe when the failure was sudden and accidental. A pipe that ruptures unexpectedly is classified as a...
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Recent Posts

  • When Should You Hire a Public Adjuster in Florida?
  • How Long Do You Have to File a Property Insurance Claim in Florida?
  • Public Adjuster vs. Restoration Company: Who Does What After Property Damage?
  • How Much Does a Public Adjuster Cost in Florida? (2026 Fee Guide)
  • What Is a Supplemental Insurance Claim, and When Should You File One in Florida?

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