by Content Team | Jul 27, 2026 | Public Adjusters
Quick Answer: You should hire a public adjuster in Florida when your claim is denied, underpaid, complex, or high-value — or any time the insurer’s offer does not match your repair costs. The best time to bring one in is early, before you accept any settlement...
by Content Team | Jul 24, 2026 | Insurance
Quick Answer: In Florida, you generally have 1 year from the date of loss to give notice of a new or reopened property insurance claim, and 18 months for a supplemental claim, under Florida Statute 627.70132. For weather events, the date of loss is tied to when the...
by Content Team | Jul 22, 2026 | Public Adjusters
Quick Answer: A public adjuster handles your insurance claim — documenting, valuing, and negotiating it on your behalf. A restoration company performs the physical work of mitigation and repairs. They do different jobs, are paid differently, and often work in parallel...
by Content Team | Jul 20, 2026 | Public Adjusters
Quick Answer: In Florida, a public adjuster is paid a percentage of your insurance settlement, typically in the range of 10% to 20% depending on the claim’s complexity and timing. There is no upfront fee. Because the fee is a share of the recovery, if no...
by Content Team | Jul 17, 2026 | Insurance
Quick Answer: A supplemental claim is an additional claim for damage or costs not included in your original settlement — for example, hidden damage discovered during repairs. In Florida, a supplemental property claim generally must be filed within 18 months of the...